Category Archives: Strategy

IT Capability: Secure the Enterprise

This entry is part 2 of 10 in the series Strategic IT Capabilities

This entry is part 2 of 10 in the series Strategic IT CapabilitiesSecuring the enterprise is a broad capability that would map to business capabilities that represent broad strategic imperatives such as: Maintain a trusted brand Mitigate reputational risk from security incidents Mitigate the risk of financial loss from security incidents Protect the privacy of… Read More »

Reading List: X-Force 2013 Trend and Risk Report

If you are interested in digital security I recommend that you take a look at IBM X-Force 2013 Mid-Year Trend and Risk Report.  If not, I suggest that you pass it along to someone in your organization who is.  If no one in your organization is interested in digital security then I suggest that you… Read More »

Doing Strategy: What’s in a Strategy?

This entry is part 2 of 6 in the series Doing Strategy

This entry is part 2 of 6 in the series Doing StrategyIn my Defining Words series I take a position on what certain words mean because I believe using these words correctly is foundational to having an intelligent discussion about strategy, design, operations and technology.  After all, we are not really exchanging words–we are exchanging… Read More »

Strategic Technology: DevOps (Bluemix)

This entry is part 6 of 33 in the series Strategic Technologies

This entry is part 6 of 33 in the series Strategic TechnologiesDevOps is an approach to software delivery that is used in the context of agile/lean software development approaches, primarily for constructing systems of engagement such as online and mobile banking applications.  DevOps technologies include application deployment automation and release coordination, and is frequently associated… Read More »

Strategic Technologies: What are they?

This entry is part 1 of 33 in the series Strategic Technologies

This entry is part 1 of 33 in the series Strategic TechnologiesStrategic technologies are technologies which are called out in the IT strategy as being key enablers to the business strategy.  During the environment scan trends and forces are studied, and threats and opportunities are identified.  The strategy is crafted to respond to threats and… Read More »

What is VisaNet?

This entry is part 28 of 31 in the series Defining words

This entry is part 28 of 31 in the series Defining wordsIn the interview with Jim McCarthy (Global Head of Strategic Partnership and Innovation at Visa) and Ginni Rometty (IBM Chairman, President and CEO) they discuss Visa in particular and payment processing companies in general. The Visa brand is shown on about 2 billion cards. … Read More »

Industry Trend: Aggregator / Comparison Sites

This entry is part 30 of 30 in the series Trends

This entry is part 30 of 30 in the series Trends  Deloitte observes that aggregator sites that compare products across banks such as UK’s MoneySuperMarket.com are becoming very popular, reducing cross-sales from the privileged access banks have to customers, and reducing banks’ competitive advantage. More on this in Industry Trend: The Bank Finds You.

Market Trend: Increased Substitution with Capital Markets

This entry is part 29 of 30 in the series Trends

This entry is part 29 of 30 in the series TrendsDeloitte observes that both sides of banks’ balance sheets are threatened by the security markets. Traditional bank borrowers are shifting to bonds, positions in commercial real estate (CRE), and peer-to-peer lending services.

Reading List: Deloitte. Banking Disrupted – How technology is threatening the traditional European retail banking model

In Deloitte. Banking Disrupted – How technology is threatening the traditional European retail banking model: Deloitte observes that both sides of banks’ balance sheets are threatened by the securities markets. This includes bonds, positions in commercial real estate, and the new peer-to-peer lending services.